FNBC

Proudly strengthening communities for over a century.

After more than 100 years in business, FNBC demonstrates that a bank can be much greater than its balance sheet; it can be a powerful catalyst for community and individuals to pursue and achieve their highest aspirations. Chartered in 1912, FNBC’s century-long legacy has been forged through diligence, passion and execution. The result being an organization built by Community Bankers whose values are rooted in dependability, resourcefulness, honesty and integrity. At its century mark, FNBC is passionate about creating value for its customers and its communities. Its culture is strong; its core is vital. It has a bold past and a bright future.

FNBC is the definition of a community bank: community is at the core of everything we do, because we are #BetterTogether.

Our story begins in 1912, when our bank was first chartered to meet the needs of a rural, industrious community by a group of farmers and businessmen. These hard-working men recognized the need for a bank to serve the growing commerce of the area and to facilitate continued prosperity. Over the next 40+ years, the Bank would survive The Great Depression, two World Wars and a shift in the local economy from one built on a strong agricultural landscape to one driven by the desire of retirees to relocate to the beautiful, rolling foothills of the Ozarks.

Throughout our century-long history demonstrating diligence, passion and execution, we built an organization rooted in dependability, resourcefulness, honesty and integrity. After more than 100 years in north Arkansas, we’ve demonstrated that community banking is a powerful catalyst for community and individuals to pursue and achieve their highest aspirations.

FNBC received designation as a Community Development Financial Institution (CDFI) in 2016, and at the time, was only one of three in Arkansas. CDFIs are certified through a rigorous process by the CDFI Fund, part of the U.S. Department of Treasury, which indicates that the bank has devoted at least 60 percent of its total lending, services and other activities to benefit low income communities.

This designation allows FNBC Bank to be eligible for grant opportunities to ensure fair access to financial resources for underserved people and communities. Programs supported by FNBC’s CDFI designation include its First Chance Mortgage Program, Smart Start Credit Builder, and Topaz Checking, a BankOn Account.

Best Places to Work in Arkansas by Arkansas Business: 2018, 2019, 2020, 2021 and 2022

Best Banks to Work For by American Banker Magazine: 2015, 2016, 2017, 2019, 2020, 2021